Account Name Opening Balance Min. Balance to Avoid Service Charge Min. Balance to Obtain Annual Percentage Yield (APY) Service Charge Interest Rate/ Annual Percentage Yield (APY*)
Basic Checking More Info
$100 $600 Interest Not Available Minimum Balance Below $500 - $8.00 Service Charge
Minimum Balance $500-$600 - $6.00 Service Charge
Minimum Balance Above $600 - No Service Charge
None
Scholar Checking More Info
$50 None Interest Not Available $3.00 Monthly Maintenance Charge
$.50 per check charge after 10 free monthly checks
None
Direct Checking More Info
$50 None Interest Not Available No Monthly Maintenance Charge. ATM/Debit Card Charges will still apply. None
Balance Checking More Info
$100 None Interest Not Available If combined deposit balances (DDA, Savings, CD's, or Loans) over $10,000 - No Service Charge. If combined balances fall below $10,000 - $8.00 Charge None
Classic 55 Account More Info
$100 $955 $0.00 If minimum balance falls below $955 - $9.55 Service Charge
Minimum balance above $955 - No service charge
Now Account More Info
$1,000 $1,000 $0.00 Minimum balance falls below $1,000 - Service Charge of $8.50
Commercial Checking More Info
$500 None Interest Not
Available
Monthly Maintenance Fee - $9.50. Transaction in excess of 125
per month - $.20 per transaction. Earnings credit of .25% on each
$1,000 average balance to offset charges.
None
Patriot Account More Info
$1,000 None $0.00 No Service Charge. Must be Active duty, Veteran or Immediate family member of those currently serving or having served in any branch of U.S. Military.
Super T Account More Info
$7,500 $7,500
$0.00
Minimum balance falls below $7,500 - Service Charge of $10.00

Basic Checking

  • Unlimited Check Writing
  • ATM/VISA Check Card
    **$300 daily withdrawal limit

Scholar Checking

  • 10 free checks per month
  • ATM/VISA Check Card **
    **$100 daily withdrawal limit

Direct Checking

  • Unlimited Check Writing

Balance Checking

  • Unlimited Check Writing
  • ATM/VISA Check Card
    (w/approval)
    **$300 daily withdrawal limit

Classic 55 Account

  • Free Bank Checks; 25% discount on other styles
  • Free Traveler's Checks, Cashier's Checks, Money Orders
  • Free Notary Services
  • Free In-Bank transfers
  • Free ATM/VISA Check Card
    (with Approval)
    **$300 daily withdrawal limit

Now Account

  • Unlimited Check Writing
  • ATM/VISA Check Card (w/approval)
    **$300 daily withdrawal limit

Commercial Checking

  • 125 Free Transactions (deposits& checks)

PATRIOT ACCOUNT

  • Unlimited Check Writing
  • ATM/VISA Check Card (w/approval)
  • First Patriotic check order free.
    **$300 daily withdrawal limit

Super T Account

  • ATM/VISA Check Card (w/approval)
    **$300 daily withdrawal limit
  • Interest Rate - 90 day Treas. Bill less .75%

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